How to Finance a Chevrolet in LOVELAND, CO
The auto financing process can often appear as a daunting task with lots of clauses to navigate and myths about how it works. But when you turn to Davidson-Gebhardt Chevrolet, we make the auto financing process simple and stress-free by helping you weigh your options and explaining every detail about how to finance a car.
When you come to our Chevrolet dealership in LOVELAND , you can count on us to guide you through everything and answer any questions you have. And in the meantime, we've put together a list of auto financing FAQs to help give you idea of what the process will look like and what it entails.
What Is the Current GM Financial Interest Rate?
The GM finance rate will fluctuate based on the current economy and any specials that are being offered. The interest rate that a lender will offer you will also vary based on your credit score, payment history and other factors.
Should I Buy or Lease My Chevrolet?
Whether you should buy or lease your new Chevy Equinox or Silverado 1500 will depend on your lifestyle and preferences. For example, if you want a lower monthly payment and would like to upgrade your vehicles often, leasing a car may be your best option. However, if you want to make the vehicle forever yours, financing is the best route.
What Credit Score Do You Need for Chevy Financing?
Generally, you need a good or excellent credit score in order to qualify for Chevrolet financing. However, you can still finance a vehicle with poor credit or no credit history. Reach out to our Chevy finance experts to learn more about the current interest rates and to get an idea of what type of loan you may qualify for.
What Is the Smartest Way to Finance a Car?
You can finance a car with a local credit union, a bank or our nearby Chevy dealership, and you'll want to consider who offers you the lowest Annual Percentage Rate (APR). Be sure to check out the new Chevy specials to see what we're running for financing rates on new Blazer SUVs or Silverado trucks.
How Do I Apply for Financing?
It's easy to apply for financing at our nearby Chevy dealership. You can get pre-approved for an auto loan online and get an idea of what interest rates you may qualify for. Or, if you want to chat with a member of our team before you complete a Chevy finance application, feel free to reach out -- we're here to support you through your car-buying journey!